Travel Insurance – To buy or not to buy?

Travel Insurance, to buy or not to buy? Is undoubtedly the question that many people have asked. Some often decline while others buy, but the incidents that have been occurring around the world when traveling has made a change for the answer to that question.

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Unfortunate events and accidents occur in our daily lives, and some are likely to take place when we are on vacation or even before departure. Loss of passport, luggage, having an accident while on an excursion, death in the family or of the person traveling, are just a few of the unfortunate occurrences that can make you wish you had purchased that Travel Insurance. An example, one of my client’s  got very sick two days before her cruise and was advised by the doctor not to Travel, boy, was I relieved and glad that I had suggested and added Travel Insurance to their booking. She may have missed the cruise with her group, but she was happy to have gotten her money back to book another cruise and thanked me for recommending the Travel Insurance option to her.

Travel Insurance is generally offered as a package for cancellation, trip interruption, medical and medical evacuation. You can also purchase a cancel for any reason coverage, for peace of mind and depending on your type of trip.

Many Travel Suppliers now offer Travel Protection as an add-on to the package, but you might want to read the fine print or ask your Travel Agent for the exact coverage to see if it covers your travel needs. Your Agent can also advice you and if necessary get you the appropriate coverage directly from the Insurance company.

What you should also know is that when it comes to Travel Insurance, shopping around like most people tend to do when it comes to flight and hotel bookings, would not get you a better deal, so don’t waste your time because what you should actually be looking for is a better coverage for your type of trip.

The question therefore should not be “to buy or not to buy” but what type of coverage to purchase for your travel needs. Travel Insurance policies are designed to cover several travel needs from cruises, flight, vacation packages, car and property rentals etc, which should be offered to you at the time of booking, but if not please do not forget or hesitate to ask for it.

*Remember, always plan ahead & buy Travel Insurance, you may not always need it, but the day you do, you would be glad you did!

For more Travel Tips or to “See The World Through Our Eyes” contact Binta S. Yero, ECC, LCS, who is an Elite Cruise Counsellor, Luxury Cruise Specialist & Owner of Yero Travels, LLC, Specializing in Cruises, Land Vacations, Disney Packages & Disney Cruises & Cooperate Travel. Binta@yerotravels.com or 800-880-9591. Website: www.yerotravels.com Facebook: www.facebook.com/yerotravelsllc

 

 

 

 

 

 

 

 

 

 

 

School is out – Summer Travel & Rates!

Summer, many of you would be taking some kind of vacation, domestic or international with your spouses, kids or extended families, which may include grand parents or friends. But the time to have booked and really save for those summer travel months should be months before Summer. If you are late January & February are still good but if you have a group going for example on a cruise, you should get a group rate locked in, a year or more ahead and make monthly payments to make it easier.

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Something to remember, if you don’t vacation during the high season period, you can get better deals by booking much closer to your travel date. Choose Europe, Bermuda and the Mediterranean in Spring through early Summer, the Caribbean in Fall & Winter for the best rates plus you avoid the crowd. But Europe is beautiful in winter especially around the holidays, if you don’t mind the cold. Exotic but hot weather destinations like Dubai in Spring & Winter. Make a choice of old ships when it comes to cruising and you would be amazed at some of the low rates you can get.

Many travel suppliers have great sales from January-March because of what we call wave season when many people actually do their bookings. Cruise suppliers offer promotions that include free upgrades, free onboard credit to spend, kids sail free, free air with cruise bookings to Europe, spa, shore excursion included packages, free dining & free beverage packages. Their competing, and each trying to offer the better deal, actually works very well for you and makes it a good time to book your vacation.

If you are already booked through a travel agent, one thing that will help you which you may not know on your own is that your Travel Agent/Cruise Counsellor checks the ongoing rates regularly, then compare with your already booked rate, and if at anytime the ongoing rate or available promotion is lower than what you have, your Agent or Cruise Counsellor will try to get the lower rate for you including any refunds. I know because I have gotten upgrades and refunds applied for a couple of clients.

Booking hotel and flight together is another way to save, but if you are looking for only flights, websites with consolidator prices will have better deals, and international flights booked in January for departures through the year will have better discounts. Hotel discounts range from free nights, free breakfast, free wifi to kids stay free. But the idea is to really know when and where to find the best deals, so let your Agent know your very early what your travel plans are for the year.

*Remember, always plan ahead & buy Travel Insurance, you may not always need it, but the day you do, you would be glad you did!

For more Travel Tips or to “See The World Through Our Eyes” contact Binta S. Yero, ECC, LCS, who is an Elite Cruise Counsellor, Luxury Cruise Specialist & Owner of Yero Travels, LLC, Specializing in Cruises, Land Vacations, Disney Packages & Disney Cruises & Cooperate Travel. Binta@yerotravels.com or 800-880-9591. Website: www.yerotravels.com Facebook: www.facebook.com/yerotravelsllc

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Onboard Cruise Ship Tips – Ahoy!!

Parents are generally careful and a little more when traveling, sometimes going the extra mile to practice safety drills with family members on actions to take when separated on a vacation. But when it comes to Cruising, people generally forget that a cruise ship is also a public place. I guess the idea of it being enclosed, with available security staff, cameras monitoring most areas and most activities, plus being at Sea with the unlikely chance of a child walking off or being kidnapped, makes many parents relax.

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Cruise ships are simply floating resorts, which means all safety rules applied on land vacations at a resort or hotel should be applicable there. Unfortunately many people let their guard down and some parents with younger kids let them roam alone, return to the stateroom for forgotten items like Aqua shoes, get in the elevator or use a public restroom without an escort.

I am here to awaken your senses to the fact that, things happen everywhere, even on a ship and some of you might have read an unfortunate event or two that happened on some ships. You have no idea who your next door neighbor really is, or what that cheerful easy going guy sitting next to you at dinner does for a living. So always be aware of your surroundings, remember that you are still fully responsible for yourself and your family and if you have taken precious time off your busy schedule and paid thousands of dollars to enjoy a vacation together, then you should take the time to be there for each other.

Partnering helps, older children can escort the younger ones and letting the underage kids understand why they should stay away from the bars, while reminding them to still avoid talking to strangers even when they look friendly.

Remember that the workers on the ship are there for service and still strangers to you, and most earn a lower income which makes crime more tempting, so leave your expensive stuff at home after all you are on vacation and also because crime of opportunity is the easiest of all temptations.

Before your next cruise vacation, talk to your family, do a different kind of safety drill for cruising and HAPPY SAILS!

For more Travel Tips or to “See The World Through Our Eyes” contact Binta S. Yero, ECC, LCS, who is an Elite Cruise Counsellor, Luxury Cruise Specialist & Owner of Yero Travels, LLC, Specializing in Cruises, Land Vacations, Disney Packages & Disney Cruises & Cooperate Travel. Binta@yerotravels.com or 800-880-9591. Website: www.yerotravels.com Facebook: www.facebook.com/yerotravelsllc